5-Window Replacement in San Diego: Costs, Codes, and Timelines

February 07, 2026 - Rela Catucod

Windows 5-Window Replacement in San Diego: Costs, Codes, and Timelines

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Who This Is For

This guide is designed for San Diego homeowners planning a residential window replacement project. It is specifically tailored for those looking to replace approximately 5 windows and who need to understand local building codes, energy efficiency requirements, and how to start their project within a 15-day window.

Key Takeaways

  • Code Compliance: San Diego window replacements must meet Title 24 standards, specifically a U-factor of 0.30 or lower and an SHGC of 0.23 or lower.
  • Permit Speed: In-kind replacements often qualify for a No-Plan Building Permit, which significantly accelerates the project timeline.
  • Investment: The average cost for a 5-window project in San Diego typically ranges from $2,500 to $6,500, depending on frame material and glass performance.
  • Energy Savings: Upgrading from single-pane to high-efficiency double-pane windows can reduce local cooling costs by up to 15 percent.

Window replacement in San Diego is a critical legal and financial decision, not just a cosmetic one. The U.S. Department of Energy states that 25% to 30% of residential heating and cooling energy use is due to heat loss/gain through windows. In sun-drenched Southern California, with its high energy rates, the wrong window choice can mean decades of high utility bills.

Based on Mr. Remodel's data from window installation contractors in San Diego, most homeowners in the area focus on a specific scope: the 5-window replacement. Because San Diego homeowners often have tight timelines, understanding the intersection of local costs, state energy codes, and city permitting is the only way to ensure a project starts on time and stays within budget.

Understanding the 5-Window Project in San Diego

The 5-window project is the most common entry point for residential window replacement in San Diego County. This scope usually involves replacing the primary windows in a living room and two bedrooms. Data from Mr. Remodel indicates that this project size is the local standard for homeowners who want to improve their home's thermal envelope without the disruption of a full-house overhaul.

Focusing on five windows allows for a strategic approach to home efficiency. By targeting the west-facing and south-facing walls first, you address the areas of the home that receive the most solar heat gain. This targeted approach is particularly effective in San Diego Climate Zone 7, where coastal breezes fight against inland heat.

The Cost Breakdown: 2025 San Diego Market Rates

When budgeting for window replacement, you must account for both the product price and the specialized labor required for a waterproof, code-compliant installation. In San Diego, labor rates are influenced by the high demand for skilled trades and the necessity of meeting strict California building standards.

WINDOW MATERIAL

ESTIMATED COST PER WINDOW

TOTAL FOR 5 WINDOWS (INSTALLED)

Standard Vinyl

$500 to $850

$2,500 to $4,250

High-Performance Vinyl

$900 to $1,200

$4,500 to $6,000

Fiberglass

$1,100 to $1,500

$5,500 to $7,500

Composite

$1,000 to $1,400

$5,000 to $7,000

These figures represent market averages for a standard 36-by-48-inch window. Factors such as second-story installation, lead paint testing for homes built before 1978, and the need for structural repairs to the rough opening can increase these totals.

Why San Diego Title 24 Compliance Matters

California's Title 24 Building Energy Efficiency Standards are some of the strictest in the country. For San Diego residents, these codes are not optional suggestions. They are mandatory requirements that must be verified by a city inspector. If your new windows do not meet these specific metrics, they will not pass final inspection, which can complicate home sales and insurance claims.

The U-Factor Requirement

The U-factor measures how well a window prevents heat from escaping. In San Diego, the maximum allowable U-factor for replacement windows is 0.30. A lower number indicates better insulation. This is vital for maintaining a consistent indoor temperature during the cooler winter nights in North County or the inland valleys.

The SHGC Requirement

The Solar Heat Gain Coefficient (SHGC) is perhaps the most important metric for San Diego. It measures how much solar radiation enters the home. Title 24 requires an SHGC of 0.23 or lower. This prevents the greenhouse effect that often occurs in older San Diego homes with clear glass windows. Meeting this standard typically requires a spectrally selective Low-E coating, which reflects infrared light while allowing visible light to pass through.

Fast-Tracking Your Project: The No-Plan Permit Shortcut

One of the biggest hurdles to starting a construction project in San Diego is the permitting process. However, for most 5-window replacements, there is a faster route. The City of San Diego offers a No-Plan Building Permit for projects that qualify as an in-kind replacement.

To qualify for this expedited process, the new windows must be the same size and type as the ones they are replacing. There can be no changes to the existing wall framing or the size of the rough opening. Because no plan review is required, contractors can often pull these permits in a single day. 

This expedited process is a major advantage for urgent homeowner needs. Mr. Remodel specializes in fast-track permits to meet your 15-day start window. Get a free, localized quote for your 5-window project from Mr. Remodel, ensuring code-compliance and a quick start.

15 day window start

Material Selection for the Southern California Climate

Choosing the right material is essential for longevity in San Diego’s unique environment. Coastal salt air and intense inland sun can degrade low-quality materials in just a few years.

San Diego Materials

Vinyl Windows

Vinyl is the most popular choice in San Diego because it is cost-effective and highly resistant to moisture and salt air. It does not require painting and offers excellent thermal performance. However, in hotter areas like Escondido or Poway, it is important to choose high-quality, multi-chambered vinyl to prevent warping over time.

Fiberglass Windows

Fiberglass is the gold standard for durability. It expands and contracts at nearly the same rate as the glass it holds, which maintains the integrity of the seals. While more expensive than vinyl, fiberglass windows are ideal for homeowners who want a long-term solution that mimics the look of painted wood without the maintenance.

Aluminum Windows

While older San Diego homes are filled with aluminum windows, modern energy codes have made standard aluminum nearly obsolete for residential use. To meet Title 24 standards, aluminum frames must have a thermal break, which is an insulating strip that prevents heat transfer through the metal. Without this, the frames will radiate heat into your home during the summer.

Pro Tip: When selecting your windows, always look for the National Fenestration Rating Council (NFRC) label. This label provides the certified U-factor and SHGC ratings you need to prove code compliance to your building inspector.

FAQ About Window Replacement in San Diego

Do I really need a permit to replace 5 windows in San Diego?

Yes, a building permit is required for all window replacements in the City and County of San Diego. This ensures that the windows meet emergency egress requirements for safety and Title 24 requirements for energy efficiency. Mr. Remodel connects you with pros who handle the permitting process for you, often utilizing the No-Plan permit option to keep your project moving quickly.

What is the difference between a U-factor and SHGC?

The U-factor measures how much heat a window loses from the inside out, which is important for cold nights. The SHGC measures how much heat from the sun enters your home, which is the primary concern for San Diego summers. Both must meet specific limits to comply with California law.

How long does the actual installation take for 5 windows?

For a standard 5-window project without structural changes, the physical installation typically takes one full day. This includes the removal of old units, the installation of new windows, sealing, and exterior trim work. Window installation contractors focus on minimizing disruption to your home during this process.

San Diego Window Replacement: Your Path to Efficiency

Successful window replacement in San Diego requires a balance of speed, cost management, and strict adherence to California energy laws. By choosing a 5-window scope and focusing on in-kind replacements, you can take advantage of expedited permitting and see an immediate improvement in your home's comfort. 

Stop overpaying for energy and start enjoying a more comfortable home. Mr. Remodel connects you with the best local contractors who understand San Diego's unique building requirements. Whether you are in La Jolla or Chula Vista, we provide fast, accurate quotes and a clear path to a 15-day project start.

Contact Mr. Remodel Today for a Free Quote

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